Fixed-Wing Drone and UAV Insurance

At DRONEGUARD, we provide insurance cover for fixed wing drones and other types of unmanned aerial vehicles.  Whatever sector you operate in, we provide trustworthy insurance cover to protect you from unforeseen circumstances that may occur when flying a drone.

A fixed-wing UAV looks like a regular airplane, with its body in the centre and two wings attached to the side generate lift to help the aircraft in the air.  The fixed-wing UAV offers some advantages over other types of drones and is most commonly used in agriculture, mapping and surveying due to the increased flights times, endurance and vast area it can cover quickly.

Insurance cover we offer for fixed wing drones

Public Liability

Public liability is a compulsory cover which is needed to meet EU regulation (EC)785/2004.  With a minimum limit of £1m on offer this will give you enough cover to meet the minimum requirements.  We also offer bigger limits including £2m, £5m and £10m.

Liability insurance will protect your and your business against any potential claims you may have for damage to any third party property or third party bodily injury from the use of your UAVs.

Damage, Theft & Loss

With the cost of replacing a fixed wing drone we can help you minimise any financial costs if there are any accidents or incidents whilst you are out flying.

Our damage cover won't only cover you for accidents it will also include cover for any losses such as a flyaway or theft.  Additional benefits to this section of the policy also include reconstitution of data, trespass cover and reasonable hire charges.

Commercial applications of fixed-wing drones

Fixed-wing drones are used in many applications, including 3D modelling, volumetric calculations, inspections, crop monitoring and mapping.

The industries which are taking advantage of using fixed wing drones are surveyors, agriculture and oil & gas.

Advantages of fixed-wing drones

The big advantage of a fixed-wing drone over a multi-rotor is the fact its structure is more simplified.  Because of the simplicity of its structure, the maintenance and repair process becomes less, meaning more operational time and lower costs.

A fixed wing drone uses exactly the same forces used by a full size manned aircraft.  Using the same efficient aerodynamics it allows the UAV to fly longer and at higher speeds.  This means you will be able to cover a larger survey area per flight than you can with a rotary wing, which would need a return flight for battery replacements.

There is also the advantage of the fixed-wing aircraft being capable of going for longer distances on less power, while carrying greater weight. This means the user can configure the aircraft to do longer missions or carry heavier payloads.

Fixed wing aircraft are also more stable in high winds due to the airframe design.  This makes a fixed-wing drone the best option for flying in environments where there are frequent high winds.

Fixed-wing UAVs are also better for safer recovery in case of motor power loss.  In the event that a fixed-wing drone suddenly loses power, it simply won't fall out the sky and can be controlled by gliding it to safety.  When looking at pricing the insurance risks we take all of this into consideration.

As fixed-wing aircraft are better for longer endurance flight this means they are being used to save money for things such as pipeline inspections and other such applications.  As the industry evolves and better traffic management systems come out fixed wing drones should become a lot more sophisticated and used for more interesting reasons.

Are there any disadvantages of getting a fixed-wing drone

The major disadvantage associated with a fixed-wing drone is the fact that a launcher or runway is necessary for take-off and landing.  However, there are solutions to solve this problem in the form of short take-off/landing (STOL) and vertical take-off/landing (VTOL).

For a fixed-wing UAV to generate flight, there must be air moving through its wings.  That means it must remain in a constant forward motion and cannot stay in a stationary position like a rotary wing aircraft can.  This makes the fixed-wing UAV challenging to use for applications that are stationary in nature, such as precision photography work.

Fixed-wing aircraft are typically more expensive than other types of UAVs so the insurance costs are usually higher also.  However, if a fixed-wing drone is the best fit for whatever application you have in mind, at DRONEGUARD we will look at providing you the most competitive insurance premium we can so you can get covered in case anything happens.

It is the larger-lifting surface of the wings that gives the fixed-wing UAV its range advantage as it is not having to rely on the rotors for the lift.  However, it also means that the aircraft may need to be assembled before flights and will be more difficult to pack away.

What the fixed-wing aircraft gains in range, it loses in manoeuvrability, because it requires a larger area for turning. This means it is not ideal for aerial photography where a multi-rotor is.

In spite of the many advantages of fixed-wing aircraft, they are more challenging to fly, for both autopilots and humans.